Terms of Use & Privacy Policy

Privacy Policy

Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy.

  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
  • We will only retain personal information as long as necessary for the fulfillment of those purposes.
  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  • Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
  • We will make readily available to customers information about our policies and practices relating to the management of personal information.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

Terms of Use

1. Terms
By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. Use License

  • Permission is granted to temporarily download one copy of the materials (information or software) on this site or other Senior Advisors Group’s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non-commercial); attempt to decompile or reverse engineer any software contained on Senior Advisors Group’s web site; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or “mirror” the materials on any other server.
  • This license shall automatically terminate if you violate any of these restrictions and may be terminated by Senior Advisors Group at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer
The materials on this or other Senior Advisors Group’s web sites are provided “as is”. Senior Advisors Group makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Senior Advisors Group does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations
In no event shall Senior Advisors Group or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Senior Advisors Group’s Internet site, even if Senior Advisors Group or a Senior Advisors Group authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata
The materials appearing on this or other Senior Advisors Group’s web site could include technical, typographical, or photographic errors. Senior Advisors Group does not warrant that any of the materials on its web site are accurate, complete, or current. Senior Advisors Group may make changes to the materials contained on its web site at any time without notice. Senior Advisors Group does not, however, make any commitment to update the materials.

6. Links
Senior Advisors Group has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Senior Advisors Group of the site. Use of any such linked web site is at the user’s own risk.

7. Site Terms of Use Modifications
Senior Advisors Group may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law
Any claim relating to Senior Advisors Group’s web site shall be governed by the laws of the State of California without regard to its conflict of law provisions.
General Terms and Conditions applicable to Use of a Web Site.

9. Senior Advisors Group
Medicare supplement rate quotes shown are monthly based on annual payments/12. Rates shown are based on attained age plans offered in specific zip codes in the state in which they are displayed. Rates are quoted for female applicant, age 65, unless otherwise noted. Rates in other areas and zip codes may differ. (Group plans, high deductible and plans K and L omitted) Rates shown are not an offer by any insurance company or any organization to provide Medicare Supplement Insurance coverage and may have changed. In some cases underwriting may be required and subject to final acceptance as allowed by law and at the discretion of the insurance provider and may have other exclusions. Rates are derived from filings with State Insurance Department and represent the best rate available from insurers represented by the Senior Advisors Group and may have changed since posted. Rates are provided for information purposes only.

Upon submitting a request for information a representative will call to verify information, answer questions and provide the necessary documents, applications, and other information as required by law for the enrollment for Medicare supplemental insurance, Medicare Advantage plans, Medicare Rx plans or other plans offered by the Senior Advisors Group.